Accept payments
across borders.
One link. Nigerian customers pay in Naira — you receive USDC. Gasless for your customers. Your idle USDC earns DeFi yield.
Checkout
≈ 16.12 USDC · DevCon Lagos TicketGasless · Secured by ZendFi
Transactions confirm in under a second — faster than any card network.
ZendFi sponsors every transaction fee. Your customers just pay.
Merchant balances earn Kamino DeFi yield automatically. Withdraw anytime.
Naira to USDC.
Silky smooth.
Customer checks out in Naira.
No crypto wallet required. No prior knowledge of USDC. Just a familiar price in ₦.
CheckoutJust their email. That's it.
No app download, no wallet setup, no KYC. One email is all it takes to start the transfer.
CheckoutEnter your email
We'll send your receipt here
A virtual bank account appears.
GTBank, Access, Zenith, UBA — any Nigerian bank. They transfer the exact NGN amount.
Transfer the exact amount shown
You receive USDC. Instantly.
No forex delays. No card failures. No Stripe. Pure USDC lands on your Solana wallet.
One link.
Three ways to pay.
Pay with Phantom, Solflare, or any Solana wallet.
We auto-detect installed wallets. One tap to confirm. 0 SOL gas — ZendFi sponsors every fee.
Phantom
Solflare
Backpack
Coinbase
TrustZero to payment
in 60 seconds.
The @zendfi/sdk is a zero-config TypeScript library. Set your API key, call one function, send the URL to your customer.
# Install the ZendFi SDK
npm install @zendfi/sdk
# Or use the CLI scaffold
npx @zendfi/cli init my-storeYour USDC
doesn't sleep.
Put your idle balances to work. Venezuelan customers pay in local, you earn automated DeFi yield on USDC.
Powered by Kamino Finance. APY is variable. Principal is protected by Solana's battle-tested smart contracts.
Everything you need
to move money on-chain.
Eight primitives. One API. Composable in any order — from a simple checkout link to a fully programmable payment system.
Subscriptions
Daily, weekly, or monthly billing with configurable trial periods. Customers can subscribe, pause, and cancel — all on-chain.
Revenue Splits
Split payments automatically across multiple wallets at settlement time. Set percentages or fixed amounts per recipient.
Installments
Let customers pay over time in crypto. Set a schedule, configure late fees and grace periods — we enforce it automatically.
Invoices
Send professional PDF invoices via email with line items, due dates, and tracked payment status. Paid receipts auto-generated.
Payment Intents
Stripe-like two-phase flow: create an intent, then capture when ready. Perfect for reservations, pre-orders, and escrow flows.
Webhooks
HMAC-signed events delivered reliably with automatic retry, dead-letter queuing, and exponential backoff. Never miss a payment event.
Session Keys
Issue delegated, scoped, short-lived keys for your customers or systems. Minimal trust surface for embedded checkout flows.
API Key Scopes
Granular permissions per key: payments only, read-only analytics, subscription management. Lock down exactly what each integration can do.
“Non-custodial
by architecture.”
ZendFi never holds your funds. Merchant wallets are controlled by merchant-owned keys, protected by distributed MPC. You can verify every settlement on-chain.
Lit Protocol + Shamir Secret Sharing. Private keys are split across distributed nodes — no single point of compromise, ever.
WebAuthn FIDO2 hardware-bound authentication. No passwords stored. No phishing surface. Your device is your identity.
All keypairs encrypted with AES-256-GCM. Passwords hashed with Argon2. CSRF protection and API audit logs on every request.
Simple. Transparent.
No surprises.
Full devnet access. Test every feature. No time limit.
Unlock mainnet. Deploy your payment infrastructure permanently.
Only charged when you get paid. No monthly subscription.
We keep 15%. You keep 85% of all DeFi yield earned by your balance.
NGN onramp service charge: max(₦30, 2.5% of transfer amount) — shown transparently to payer.
Built for
the borderless
internet.
Full sandbox forever free. $10 one-time fee to go live.
No monthly subscriptions. No contracts.
